Ibu Piah, born in Gresik in 1962 since her husband died in 2004 began to build a sewing hood to meet the needs of his 4 children. His spirit re-emerged in 2010 thanks to the presence of Bina Swadaya through the assistance of BPR Kebomas Gresik by providing capital without collateral of Rp. 500 thousand when making the first loan.
Sew hoods become the main choice of women 55 years of this business considering the age that is not young anymore. All done at home with his last child who sometimes helps when he comes home from school.
During this time, Mother Piah sewing veils take from collectors with the number of kodian. Veil that has been completed to be re-paid back to the hood gatherers. “The average deposit once every three days depends on the order, if there is an order directly yes one day one night the next day yes deposit”, he said when interviewed Trubus.id.
On average Ms. Piah is able to work on 200 to 300 pieces of hooded orders. Orders will increase if entering the beginning of the fasting month where it can reach 500 pieces of hoods are done alone for one week.
During this time, unsecured loans from BPR Kebomas Gresik used Ms. Piah to buy sewing production equipment such as thread, needle and machine maintenance. With the increasing availability of production equipment, Piah has increased production from 16 scores to 20 kodies per month. “One hood, size (small) number 0 to 5 price Rp.7.500, size 6 to 12 price Rp.10.000,” he explained.
Persistence of work and income earned during this one is used to finance the school children. Until this year, Piah was entrusted with BPR Kebomas Gresik with no five-collateral loan amounting to Rp.1,500,000 to expand its business.
Piah believes that BCA Kebomas Gresik’s assistance has been perceived as a fortune that has reached itself. “Happy alhamdulillah, arithmetic – calculated fortune”, he said. The enthusiasm for the business was not limited to sewing orders only veil. Ibu Piah also opened a business by giving rice debt to residents around the residence of Melirang Village, Bungah Sub-district, Gresik. “Kan I do not veil wrote, menghutangkan rice, once a month, thank God is now quite smooth”, he concluded.
Yudi, Coordinator of Micro Credit Development (PKM) of BPR Kebomas Gresik, revealed that the requirement for unsecured loan through BPR Kebomas must be through several requirements such as having business and establishing Kelompok Kredit Mikro (KKM) with at least 10 people.
“Why should 10 people, because this group credit is unsecured, so other members are also as informants and supervised every week by officers”, he said when interviewed by Trubus.id.
Source: https://preneur.trubus.id
